Find how much to save each month to reach a target amount.
🛠️ Free tool by the NayaPakistan team · Updated November 2026
Set a target — a car, a wedding, an emergency fund, a down payment — and this tool tells you how much to save each month to get there in the time you have. Add an expected return rate if your savings earn profit, and it accounts for that too.
Breaking a big goal into a fixed monthly amount is the simplest way to actually reach it. Combine with the Inflation calculator to make sure your target still buys what you expect by the time you get there.
Divide your target by the number of months you have — or use this tool, which also factors in any return your savings earn. It shows the exact monthly amount.
Yes. Enter an expected annual return and the calculator lowers the required monthly saving accordingly, using the future-value formula.
A common guide is an emergency fund of 3–6 months of expenses, then goals like a down payment. Set your own target and the tool works out the monthly amount.